Student Loans

About 700 BSC students use student loans to help pay for college. If you are offered a student loan, you must actively accept the loan. Returning students may accept on TheSIS. New students may accept via email to finaid@bsc.edu.

The Federal Direct Loan program is the primary student loan program at BSC. See the Direct Loan Overview for useful information about interest rate and repayment options. Entrance counseling is required prior to your first loan. You may complete the master promissory note online. You will need you FAFSA PIN.

The Perkins Loan program is limited, based on funding. Perkins borrowers must complete loan counseling and a master promissory note and review Total Loan Indebtedness Disclosure prior to disbursement. BSC FA will send information on these steps directly to your BSC email address, if you have a Perkins Loan.

Some BSC students use loans from private sources. These private loans require school certification. Your private lender will notify BSC FA electronically, once the loan is pre-approved. Then BSC FA certifies your eligibility electronically and adds the private loan to your financial aid package.

Parent Loans

About 200 BSC families use parent loans to help pay for college. As a rule, parent loans are offered and certified after all other types of financial aid, including student loans, are exhausted. See the Direct Loan Overview for useful information about interest rate and repayment options. A FAFSA is required. You may request a parent loan online.

Private/Alternative Student Loans

In a given school year, about 50 BSC students utilize private/alternative student loans to help cover costs of attendance that are not covered with other sources of financial aid, including past due balances. Most private/alternative student loans are borrowed by the student and require a creditworthy co-signer.

The student is free to choose any lender for a private/alternative student loan, and BSC Financial Aid certifies eligibility and coordinates the loan with other financial aid awards. BSC has screened certain private/alternative lenders to assist the student in the selection process.

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